Operational insurance at KTH
The Operational insurance is provided by Kammarkollegiet and managed by the Security Department.
KTH has taken out business insurance that includes the following elements:
Property insurance (and property abroad)
Our property insurance covers property owned by the authority and located in Sweden. This includes everything from office furniture to real estate.
If something is damaged or lost, we can reimburse the cost of buying new or repairing the damage if you don't buy new or repair. You can apply for financial compensation based on the market value at the time of the damage.
Not all property is covered by property insurance. Therefore, you may need to supplement it with one of our supplementary insurance policies.
Consequential loss insurance
With consequential loss insurance, you can claim compensation for hiring temporary premises or equipment while you restore the damaged or lost property.
Liability insurance
Our liability insurance can compensate you for damage caused by the authority's negligence. This could be, for example, you cause water damage on your premises and become liable to the property owner. For damage where neither the authority nor a visitor to the authority has been negligent, the insurance will not cover the damage, for example, if the property you are renting is vandalised.